Settlement by Investment (Tier 1 Investor ILR)

Indefinite Leave to Remain criteria for historic holders of the closed Tier 1 (Investor) visa.

Checked against official Immigration Rules & GOV.UK guidance on 2026-10-30

Although the Tier 1 (Investor) route was permanently closed to new applicants in February 2022, existing visa holders remain eligible to apply for settlement (ILR) provided they maintain their qualifying UK investments in UK government bonds, share capital, or loan capital in active UK trading companies.

Accelerated Settlement Thresholds

  • £10 Million Investment: Accelerated ILR in 2 years.
  • £5 Million Investment: Accelerated ILR in 3 years.
  • £2 Million Investment: Standard ILR in 5 years.

Key Requirements & Highlights

  • Applies strictly to existing Tier 1 (Investor) visa holders.
  • Accelerated settlement at 2 years (£10m) or 3 years (£5m).
  • Must maintain qualifying investments continuously throughout the period.
  • Standard 180-day continuous residence absence rule applies.

Step-by-Step Application Timeline

  1. Investment AuditObtain portfolio valuation reports from FCA-regulated wealth managers certifying investment retention.
  2. Life in the UK & B1Complete statutory Life in the UK and B1 English language tests.
  3. FilingSubmit form SET(O) on GOV.UK.

Frequently Asked Questions

Can new investors apply for this route?

No. The route is closed. New high-net-worth entrepreneurs must explore commercial routes such as the Innovator Founder Visa or Skilled Worker Self-Sponsorship.

Need Guidance on Your Application?

Priyanshu Decodes provides clear route explanations, document planning, and consultation calls. For regulated legal advice or formal Home Office representation, always consult an IAA-registered adviser or an immigration solicitor.